(aka Terms of Business) I’m not big on terms and conditions, and those I have are pretty straightforward:

• The agreement is between The Client and Kevin Walsh of 15 Hinton Avenue, Cambridge, CB1 7AR, United Kingdom.
• Work is quoted on a fixed-fee basis. No VAT (value added tax) is chargeable.
• The quote includes one rewrite.
• To start the work, I require a 50% deposit, either by cheque or direct bank transfer (details here).
• The balance of the fee (50%) is payable no later than 7 (seven) days after completion of the work.
• Copyright of the work remains with me until the invoice is paid in full.

And that’s it.